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   PROFESSIONAL REFERENCES
        Steven P. Marshall, Esq.
        Wilentz, Goldman and Spitzer
        90 Woodbridge Center Drive
        Woodbridge, NJ   07095
        (732)636-8000		              Victor J. Roccki
             Salomon Smith Barney
             1144 Hooper Avenue
             Toms River, NJ        08753
             (732)914-2300
        Edward Teitelbaum, Esq.
        Teitelbaum, Caccavale and Wiseberg, LLC
        3000 Broadacres Drive
        Bloomfield, NJ   07003
        (973) 338-3900		              Rob Brady
             Deutsche Banc Alex Brown, Inc.
             101 Federal Street
             Boston, MA  02110
             (617)217-6469
        Ronald Fieldstone, Esq.
        Fieldstone, Lester, Shear & Denberg
        Suntrust Plaza
        201 Alhambra Circle Suite 601
        Coral Gables, FL 33134
        (305) 357-1001		              Norman L. Norris, Esq.
             Woodcock, Washburn, Kurtz,
                  Mackiewicz and Norris
             One Liberty Place - 46th Floor
             Philadelphia, PA  19103
             (215)568-3100
        J. Scott Hendon, Partner
        BDO Seidman
        700 North perl - Suite 2000
        Dallas, TX  75201
        (214)880-3700                                              		              Frank A. Caratzola, Partner
             Ernst & Young, LLP
             787 Seventh Avenue
             New York, NY  10019
            (212) 773-6388
        Richard Klein, Partner
        Price Waterhouse Coopers, LLP
        New York, NY  10019
        (212)259-2690		             Owen S. Whitman
            Tamarind Associates, Inc.
            PO Box 291033
            Tampa, FL  33687
            (813)985-7170